on August 19, 2026
Jake Inderman recently toured a Windsor Homes property in Legacy Hills priced at approximately $574,000 at the time of filming. The Lufkin floor plan offers roughly 3,500 square feet, 4 bedrooms and 3.5 bathrooms, along with a dedicated office, large media space and plenty of room for a family.
But the home itself is only part of the reason Legacy Hills is interesting.
Jake Inderman is a Celina TX Realtor helping families relocating to North Texas compare Celina communities, builders, property taxes, MUD and PID assessments, amenities and commute times.
Legacy Hills is massive, and understanding the different sections, taxes and future development is important before deciding whether the value outweighs being farther north.
**Watch the full video here: https://youtu.be/dSMQCdg3HiY
Legacy Hills is a massive master-planned community in Celina.
Jake describes the development as encompassing more than 3,200 acres, with plans for approximately:
For comparison, Jake points out that Fields in Frisco is approximately 2,500 acres.
That gives you an idea of just how large Legacy Hills will eventually become.
This isn’t simply a subdivision with a few hundred homes. It’s being developed more like an entire community within Celina.
The Windsor Homes property Jake toured is the Lufkin floor plan.
At the time of filming, the home was priced around $574,000 and offered approximately 3,500 square feet with four bedrooms and three-and-a-half bathrooms.
That’s one of the biggest reasons Jake likes Legacy Hills.
Your money can potentially stretch considerably farther here than it would in some parts of Frisco.
Jake estimates a similarly sized and upgraded home could potentially cost significantly more farther south.
Of course, there’s a reason for that price difference.
Location.
We’ll get to that.
This particular Windsor home offers a substantial amount of space.
The floor plan includes:
Approximately 3,500 square feet
4 bedrooms
3.5 bathrooms
Dedicated office
Open kitchen and living room
Downstairs primary suite
Large upstairs media/game space
Large secondary bedrooms
Covered outdoor living
Multiple storage areas
For buyers relocating from a higher-cost market, that combination can be extremely attractive.
The question is whether the location and monthly payment work for your lifestyle.
Immediately inside the home is a dedicated office.
For remote workers, this is a major benefit.
Instead of sacrificing one of your four bedrooms, you have a legitimate workspace with plenty of natural light.
Jake specifically likes the afternoon light in the office and points out how useful that could be toward the end of a long workday.
For relocation buyers working remotely, a home like this becomes even more interesting because the longer commute south matters considerably less.
The kitchen is another standout.
Jake highlights the black countertops paired with a herringbone backsplash and white grout.
The model also includes:
The floor plan creates an open central gathering space without sacrificing the additional rooms buyers often want in a larger house.
The primary suite is downstairs.
The bathroom includes a separate tub and shower, with tile extending upward around the shower area.
For buyers planning to stay in the home long term, having the primary suite downstairs can be a significant advantage.
You’re not dependent on using the stairs every time you go between the primary bedroom and the main living areas.
Jake actually prefers the upstairs layout of the Lufkin floor plan compared with another Windsor floor plan he previously toured.
There’s a large bonus area upstairs that could potentially accommodate:
This is where having approximately 3,500 square feet starts to become noticeable.
Instead of every square foot being allocated to bedrooms, buyers get legitimate secondary living spaces.
The secondary bedrooms are also generously sized.
Jake specifically points out that they don’t feel like small afterthoughts compared with the primary suite.
At this size and price point, that’s important.
A family purchasing a four-bedroom house typically needs those secondary bedrooms to function as actual everyday bedrooms—not just small guest spaces.
One of the upstairs secondary bedrooms also has its own ensuite bathroom.
That’s particularly useful for:
It adds another level of privacy and flexibility to the upstairs layout.
The laundry room is another surprisingly large space.
Jake points out that there’s enough room that a buyer could potentially add a sink.
These aren’t the flashy features that typically sell a model home, but they’re often the details that make a floor plan easier to live in long term.
The home also includes a large covered outdoor living area.
Jake toured the property at approximately 5 p.m. during extremely hot North Texas weather and noticed that the backyard was shaded and considerably more comfortable.
That’s something buyers often overlook when choosing a homesite.
If you enjoy spending time outside, the orientation of your house can make a huge difference.
A beautiful patio isn’t nearly as useful if it’s receiving direct Texas afternoon sun every evening.
When selecting a lot for new construction, Jake recommends thinking about:
The “best” orientation depends on how you actually use the house.
But in North Texas, it’s worth considering before you sign the contract.
One of Legacy Hills’ biggest advantages is its range of price points.
At the time of filming, Jake described homes within the community starting in the low $300Ks and extending into roughly the $600Ks, depending on the builder, section, lot and home.
That creates a broad selection compared with some newer master-planned communities where detached single-family homes may begin much higher.
Pricing changes as communities develop, so buyers should always verify current inventory and builder incentives.
Legacy Hills also provides different homesite sizes.
Jake describes options ranging from approximately 40-foot through 65-foot lots.
That allows buyers to choose between:
Smaller lot: Potentially lower purchase price and less maintenance.
Larger lot: More separation between homes and potentially more outdoor space.
Lot size also matters for another reason in Legacy Hills:
The PID assessment can vary based on the homesite.
This is one of the most important sections for anyone considering buying here.
Legacy Hills doesn’t have one simple tax structure that automatically applies identically to every home.
Jake explains that different sections can have different combinations of MUD and PID assessments.
Depending on the property, you may find:
The Windsor home Jake toured was located in a section with a PID.
That’s why buyers need to evaluate the specific property, not simply search “Legacy Hills tax rate” and assume the answer applies everywhere.
For this particular home, Jake calculated the combined effective rate at approximately 2.49% at the time of filming.
He considers that on the higher side compared with some North Texas neighborhoods, but not unusually high for newer master-planned communities carrying special district assessments.
The bigger point is that the tax rate directly affects your monthly payment.
Jake explains that the PID assessment varies based on lot size.
At the time of filming, he describes the payment as roughly:
40-foot lot: Around $80 per month
65-foot lot: Around $120 per month
Buyers should verify the current assessment for their specific property.
But this demonstrates why two Legacy Hills homes with similar prices can still carry different total monthly costs.
This is one of the most important concepts for relocation buyers.
Suppose you’re comparing:
Home A: $574,000 with a 2.49% effective tax rate
versus
Home B: $600,000 with a substantially lower tax rate.
You shouldn’t automatically assume Home A is cheaper.
Depending on the taxes, HOA, insurance and financing, Home B could potentially have a surprisingly similar monthly payment.
That’s why Jake recommends comparing homes based on:
Principal + interest + property taxes + insurance + HOA + special assessments.
The list price only tells you part of the story.
Jake points out that he has seen effective property-tax rates in the broader Celina market range from around 1.6% to approximately 3% depending on the property and special districts.
That’s an enormous difference.
It also explains why relocation buyers can become confused.
Two $500,000 Celina homes may have substantially different monthly payments.
If you’re comparing Legacy Hills with Ramble, North Sky, Light Farms or another Celina community, taxes need to be part of the comparison from the beginning.
No.
But you shouldn’t ignore it either.
Jake’s approach is to determine what you’re receiving in exchange for the additional cost.
He even notes that he personally purchased a home in a MUD, so his recommendation isn’t simply to eliminate every community with special taxes.
Instead, compare the alternatives.
If you can find another home you like equally as much—with the same location, amenities, commute and overall lifestyle—for a lower monthly payment, that alternative may make more sense.
If Legacy Hills gives you substantially more house or a community you prefer, paying the higher tax may still be worthwhile.
Legacy Hills is divided into seven sections, according to Jake’s tour.
This particular Windsor home is in the Brookshire section.
Because the community is so large, buyers shouldn’t treat every section as identical.
Different sections may have different:
That’s another reason having someone familiar with the community can be helpful.
One of the most interesting aspects of Legacy Hills is that Jake says each of the seven sections is planned to have its own amenity center.
That’s a major convenience in a community covering thousands of acres.
In some master-planned communities, your house might technically have access to a pool—but that pool could be a long walk or drive from your section.
Legacy Hills’ approach should make neighborhood amenities more accessible to residents throughout the development.
That’s especially useful during a North Texas summer.
Jake also highlights plans for a golf course and country club within Legacy Hills.
For buyers prioritizing golf or country-club access, that’s a significant part of the community’s long-term vision.
Because Legacy Hills is still developing, buyers should verify current construction timelines and membership details rather than assuming every planned feature is currently available.
Legacy Hills is also planned to include a 27-acre sports park.
Combined with the individual amenity centers and future commercial development, this reinforces just how ambitious the overall community plan is.
The goal isn’t simply to build houses.
It’s to create a large-scale residential community with recreation, amenities and commercial services integrated around it.
Approximately 100 acres are planned for commercial space, according to Jake.
That’s particularly important because one of the biggest current objections to Legacy Hills is its location.
Today, it can feel far north.
Future commercial development could make daily life considerably more convenient without residents needing to drive south for every restaurant, store or service.
But buyers need to distinguish between what exists today and what’s planned for tomorrow.
Pull up Legacy Hills on a map and the first reaction for many relocation buyers will be:
“That’s really far north.”
Jake agrees.
That’s currently one of the biggest drawbacks.
If you work remotely, that may not matter much.
If you commute south toward Plano, Frisco or Dallas several times each week, it becomes much more important.
At the time of filming, Jake estimates the drive from Legacy Hills toward Plano and the Legacy West employment area at approximately 45 minutes.
Actual commute times depend heavily on traffic and destination.
Jake also points out that many major employment hubs are concentrated farther south around Plano and Frisco.
For a buyer commuting there daily, the drive should be tested before purchasing.
Downtown Dallas is currently a substantially longer commute.
Jake estimates more than an hour from Legacy Hills depending on traffic.
Someone commuting into Downtown Dallas five days per week may view Legacy Hills very differently from someone working remotely.
This is why a community isn’t “good” or “bad” in isolation.
The right answer depends on your daily life.
The future Dallas North Tollway extension is one of the biggest pieces of Legacy Hills’ long-term location story.
Jake expects the extension to improve access south and believes the trip toward Plano could eventually become more manageable as infrastructure develops.
However, buyers should be careful with future projections.
Infrastructure timelines change.
Traffic patterns change.
Development timelines change.
You should buy a home based on a location you can tolerate today, while treating future improvements as potential upside rather than a guarantee.
The value proposition is fairly straightforward:
You’re willing to move farther north in exchange for potentially getting considerably more house for your money.
Jake describes this Windsor property as the kind of home that could cost substantially more in Frisco.
For someone who works remotely, that can be an easy trade.
Why spend significantly more simply to be 20–30 minutes farther south if you rarely commute?
For someone driving into Plano every day, the calculation changes completely.
This is essentially a location versus buying-power comparison.
In Frisco, you’re generally paying a premium for:
Legacy Hills potentially gives you:
Neither is automatically better.
Legacy Hills also competes with communities such as:
When Jake helps buyers compare these communities, the decision shouldn’t simply be based on the prettiest model home.
Look at:
Home price
Monthly payment
Tax rate
MUD/PID/MMD
HOA
Lot size
Amenities
Commute
Builder
School zoning
Future development
That’s where the real differences emerge.
Jake also points out one less glamorous reality of buying in a brand-new community.
These areas were often fields very recently.
That can mean more:
During Jake’s tour, he even encountered a dead mouse in the garage.
That doesn’t mean Legacy Hills has some unusual pest problem.
It’s simply part of the reality of buying in a community that’s actively being developed out of previously open land.
Strong buying power: Jake sees substantial value compared with homes farther south.
Wide range of prices: Approximately low $300Ks through $600Ks at the time of filming.
Large-scale community: More than 3,200 acres.
Multiple builders: Buyers can compare different products and price points.
40- to 65-foot lots: Options for different budgets and lifestyles.
Seven amenity centers: One planned for each section.
Future golf and country club: Major component of the community vision.
27-acre sports park: Additional recreational options.
Commercial development: Approximately 100 acres planned.
New construction: Modern floor plans and newer homes.
Farther north: Currently one of the community’s biggest compromises.
Longer commute: Especially for buyers regularly traveling to Plano or Dallas.
MUD/PID complexity: Tax structures can vary by section and property.
Higher taxes on some homes: This property was approximately 2.49% combined at the time of filming.
Ongoing construction: Legacy Hills will take time to fully develop.
Future amenities aren’t current amenities: Buyers should verify what’s actually completed.
Future infrastructure isn’t guaranteed: Don’t purchase solely based on projected tollway improvements.
Legacy Hills becomes particularly compelling for buyers who want:
Remote workers may find the tradeoff particularly attractive.
If you only need to travel into Frisco or Plano occasionally, getting substantially more house farther north could make a lot of sense.
Legacy Hills may not be the best fit if:
In those cases, paying more for a community farther south may be worth it.
At the time of Jake’s tour, he describes options ranging from the low $300Ks into approximately the $600Ks, depending on builder, floor plan and lot.
The Windsor Homes Lufkin floor plan Jake toured was approximately $574,000 at the time of filming.
Approximately 3,500 square feet with four bedrooms and three-and-a-half bathrooms.
It varies depending on the property and section. The Windsor home Jake toured had a combined effective rate of approximately 2.49% at the time of filming.
Different sections can have different structures. Jake explains that some properties may have a MUD and PID, one of the two, or neither. This particular home was in a PID.
Jake describes Legacy Hills as more than 3,200 acres with approximately 7,000 planned single-family homes, 4,000 multifamily residences and 100 acres of commercial development.
Jake discusses seven amenity centers, a golf course and country club, a 27-acre sports park and other community amenities.
Jake estimated approximately 45 minutes at the time of filming, depending on traffic and destination.
For buyers prioritizing home size, new construction and long-term community development over proximity south, Legacy Hills can offer compelling value.
Legacy Hills makes the most sense when you understand the tradeoff.
You’re moving farther north.
Some homes have additional MUD or PID costs.
The community and surrounding infrastructure are still developing.
But in exchange, buyers can potentially get considerably more house for their money.
This Windsor property demonstrates that perfectly.
At approximately $574,000 at the time of filming, Jake toured roughly 3,500 square feet with four bedrooms, three-and-a-half bathrooms, a dedicated office, large upstairs living space and substantial outdoor living.
The community itself is also planned on an enormous scale.
More than 3,200 acres.
Seven sections.
Seven amenity centers.
Thousands of homes.
Commercial development.
Sports facilities.
Golf and country-club components.
The question isn’t simply, “Is Legacy Hills good?”
It’s:
Does the additional house and future community justify the location and total monthly payment for you?
That’s the comparison buyers should make.
Jake Inderman is a Celina TX Realtor helping families relocating to North Texas compare Legacy Hills with communities throughout Celina, Prosper and Frisco.
Whether you’re moving in 9 days or 9 months, Jake can help you understand:
For buyers relocating from out of state, Jake can also be your boots on the ground, providing photos, videos and virtual tours while your new-construction home is being built.
Jake Inderman | Celina TX Realtor
Call/Text: 469-343-2008
Email: jake.inderman@gmail.com