on August 18, 2026
Prosper has everything from more affordable established neighborhoods to golf course communities, newer construction, luxury master-planned developments, and communities built almost entirely around lifestyle and amenities.
The challenge is that every neighborhood comes with tradeoffs.
Some offer incredible amenities but higher HOA costs. Others give you larger lots and mature trees but fewer resort-style amenities. Some provide newer homes and modern floor plans, while established neighborhoods may give you more value for your money.
I’m Jake Inderman, a Prosper TX Realtor and North Texas real estate agent helping relocation buyers compare neighborhoods throughout Prosper, Frisco, Celina, and the surrounding North Texas suburbs.
If you’re thinking about moving to Prosper TX, here are six neighborhoods I believe buyers should know about—and who each one may be best for.
**Watch the full video here: https://youtu.be/yLo-Se4KWn8
Artesia is one of the first communities I would consider if you want to live in Prosper without immediately jumping into the pricing you may see in communities like Windsong Ranch or Star Trail.
It doesn’t necessarily have the same luxury brand recognition, but that’s part of what can make it appealing for value-conscious buyers.
At the time of my video, homes in Artesia ranged from the low $400,000s into the low-to-mid $800,000s depending on the home’s size, lot, condition, and features.
That creates a relatively wide range of housing options.
At the time of filming:
Home prices: Low $400,000s to low/mid $800,000s
Property taxes: Generally in the low 2% range
HOA: Approximately $300-$600 depending on the section
Because these numbers can change, buyers should verify the current taxes and HOA for the specific property they’re considering.
Artesia provides a family-oriented suburban environment with amenities including community pools and parks.
You’re getting community amenities without necessarily paying the premium associated with some of Prosper’s most recognizable master-planned developments.
I’d consider Artesia if you’re:
If you want the most luxurious community possible with huge amenity packages, dramatic entrances, premium homes, and the prestige associated with some of Prosper’s best-known neighborhoods, Artesia may not be your first choice.
It’s not necessarily the flashiest option.
For some buyers, that’s exactly why it makes financial sense.
Gentle Creek attracts a completely different buyer.
If you value larger lots, mature landscaping, golf, privacy, and a more established luxury environment, Gentle Creek should be on your list.
This isn’t necessarily the trendy new master-planned community filled with brand-new homes and enormous resort-style amenity centers.
Instead, Gentle Creek offers more of a timeless luxury feel.
At the time of my video, homes ranged from around the low $600,000s to approximately $2 million.
The higher end of the market can include modern luxury properties and premium golf course lots.
Property taxes: Approximately 1.9% into the low 2% range
HOA: Approximately $500 to $1,200+ annually depending on the section
These figures can vary by property and should always be independently verified.
Golf is one of Gentle Creek’s biggest differentiators.
For a buyer who loves golf and wants to live around a golf course environment, that alone may push Gentle Creek much higher on your list.
You also get something many brand-new communities can’t immediately replicate:
Mature landscaping.
Trees take time to grow.
If you prefer established streets, larger trees, and neighborhoods that don’t feel like they were built yesterday, Gentle Creek provides a very different environment from newer Prosper communities.
Gentle Creek may be a strong fit if you want:
If your dream neighborhood includes a huge resort pool, lagoon, brand-new construction, waterpark-style amenities, and a highly active master-planned lifestyle, other Prosper communities may fit you better.
Gentle Creek is more quiet luxury than resort living.
Lakewood at La Cima may be one of the more underrated options in Prosper.
It doesn’t always receive the attention of Windsong Ranch or Star Trail, but for buyers trying to balance price, home size, neighborhood quality, and long-term ownership, it can make a lot of sense.
At the time of my video, homes generally ranged from the mid-$500,000s to approximately $1.3 million.
Home prices: Mid $500,000s to approximately $1.3 million
Property taxes: Low-to-mid 2% range
HOA: Approximately $500 to slightly over $1,000 per year
Home sizes: Approximately 3,000 to 4,500+ square feet
Again, exact taxes and HOA dues can vary by property and section.
A lot of buyers begin their Prosper search by looking at the communities they’ve already heard about online.
That’s understandable.
But brand recognition doesn’t necessarily mean better value.
Lakewood at La Cima has been established for more than 20 years, giving buyers mature landscaping and a much more established neighborhood feel than newer construction communities.
It can also offer larger homes without requiring buyers to pay entirely for the lifestyle branding associated with some newer master-planned communities.
I’d consider it if you’re:
For some buyers, this is where the numbers simply start making more sense.
Legacy Gardens moves us back into newer construction.
If you want modern floor plans, newer infrastructure, open kitchens, contemporary finishes, and less immediate maintenance worry, Legacy Gardens is worth considering.
It’s also particularly attractive to relocation buyers who don’t want to purchase an older home and immediately start thinking about updates.
At the time of filming, homes in Legacy Gardens generally started around $700,000 and extended to approximately $1.1-$1.2 million.
Property taxes were generally in the low-to-mid 2% range.
HOA dues were discussed in the video as roughly $800-$1,500 annually.
Homes were generally just under 3,000 square feet to more than 4,500 square feet.
New construction provides several potential advantages.
You can find:
For someone relocating from another state, buying a newer home can also reduce the number of projects you need to tackle immediately after moving.
You don’t get everything.
One of the biggest differences between Legacy Gardens and an established neighborhood like Gentle Creek or Lakewood at La Cima is landscaping maturity.
Those enormous mature trees simply aren’t there yet.
If mature trees and an established neighborhood atmosphere are extremely important to you, that’s worth considering.
Legacy Gardens could be a strong fit if you want:
Star Trail is one of Prosper’s premier luxury master-planned communities.
When relocation buyers tell me they want upscale suburban living in Prosper, Star Trail is frequently one of the first communities they want to see.
There’s a reason for that.
Star Trail provides luxury homes, strong curb appeal, substantial community amenities, and a recognizable reputation within the Prosper market.
At the time of my video, homes generally ranged from the low $600,000s to around $2 million.
HOA costs were approximately $1,200-$2,000 annually depending on the section.
Homes can range significantly in size, from approximately 2,100 square feet to more than 5,200 square feet.
Depending on the property, buyers can find:
Star Trail has a noticeable upscale feel.
The landscaping, entrances, homes, curb appeal, amenities, and overall neighborhood presentation are part of what you’re paying for.
For buyers relocating for corporate jobs or moving up into the luxury market, that can matter.
You’re not simply evaluating the individual house.
You’re evaluating how the entire community feels when you drive into it.
Star Trail is particularly appealing to:
If you’re extremely value conscious and don’t care about community prestige or amenities, there may be other Prosper neighborhoods where your money goes further.
You’re paying a premium for the overall Star Trail experience.
For the right buyer, that’s worth it.
If you’ve searched for the best neighborhoods in Prosper TX, you’ve almost certainly encountered Windsong Ranch.
It’s one of the most recognizable master-planned communities not only in Prosper, but throughout North Texas.
And there’s one amenity that immediately separates it from nearly everything else:
The five-acre Crystal Lagoon.
Windsong Ranch offers a surprisingly wide range of housing.
At the time of filming, townhomes could start in the high $300,000s, while many single-family homes started closer to $600,000 and could extend toward $3 million.
Townhomes can be around 1,300 square feet, while larger single-family homes can exceed 5,000 square feet.
Depending on the home, buyers can find:
There’s a significant difference between the entry-level attached housing and the ultra-luxury side of Windsong Ranch.
The lifestyle comes with a cost.
During my video, I referenced single-family HOA dues around $2,400 annually, with some properties slightly above or below that amount.
Townhome HOA dues can be substantially higher on a monthly basis because they may include additional exterior maintenance and services.
Buyers should always verify the current HOA dues and exactly what they cover before purchasing.
This is where Windsong Ranch separates itself.
Amenities discussed in my video include:
This is a community designed around lifestyle.
For households with children, you can have an enormous number of things to do without constantly getting in the car and driving somewhere else.
That’s the value proposition.
This is probably the most important thing to understand about Windsong Ranch.
You’re not simply buying a house.
You’re buying access to a lifestyle.
You’re paying a premium through the purchase price and HOA, but you’re receiving a level of amenities that most Prosper neighborhoods simply can’t match.
For buyers who will regularly use those amenities, that can be worth every penny.
For someone who never uses the pools, trails, parks, lagoon, or community events, the math may look completely different.
There isn’t one neighborhood that’s best for every buyer.
Here’s the simplest way I’d break down these six communities:
Artesia: Best for buyers prioritizing affordability and value.
Gentle Creek: Best for established luxury, larger lots, mature trees, and golf.
Lakewood at La Cima: Best for buyers wanting a strong balance between value, space, and an established neighborhood.
Legacy Gardens: Best for newer construction and modern living.
Star Trail: Best for upscale luxury master-planned living.
Windsong Ranch: Best for the overall amenity and lifestyle experience.
That’s why I wouldn’t recommend choosing a Prosper neighborhood solely from photos online.
The communities feel very different in person.
If value is your primary concern, Artesia and Lakewood at La Cima deserve serious consideration.
Artesia provides one of the lower entry points into Prosper among the communities discussed here.
Lakewood at La Cima can provide larger established homes while avoiding some of the premium associated with Prosper’s biggest community names.
Value doesn’t necessarily mean choosing the cheapest house.
It means getting the combination of house, neighborhood, location, amenities, taxes, and monthly payment that makes the most sense for you.
For luxury buyers, Star Trail and Windsong Ranch are obvious places to start.
But Gentle Creek deserves consideration as well.
The difference comes down to the type of luxury you want.
Star Trail offers newer upscale master-planned living.
Windsong Ranch offers luxury combined with an enormous lifestyle and amenity package.
Gentle Creek provides a quieter, established golf-course version of luxury with mature landscaping and larger lots.
Those are three completely different experiences.
Legacy Gardens is one of the communities I’d put high on the list for buyers prioritizing newer homes and modern floor plans.
Newer construction can give you open kitchens, dedicated offices, contemporary finishes, newer HVAC systems, improved insulation, and less immediate maintenance.
But don’t automatically assume newer is better.
Some buyers would gladly trade those things for mature trees and a more established neighborhood.
Windsong Ranch is difficult to beat when amenities are the priority.
The Crystal Lagoon immediately differentiates it from almost every other community.
You also have pools, parks, trails, fishing, playgrounds, and community activities.
Star Trail also provides a strong master-planned amenity experience.
The question is whether you’ll actually use those amenities enough to justify paying for them.
Gentle Creek stands out here.
If you don’t want the brand-new-community feeling and prefer established landscaping, larger lots, and quieter streets, it offers something newer developments simply need decades to replicate.
This is why looking only at interior photos online can be misleading.
You aren’t just purchasing the house.
You’re purchasing the street, lot, trees, neighborhood, and environment surrounding it.
Property taxes should be a major part of your neighborhood comparison.
The communities discussed in my video generally ranged from approximately the high 1% range into the mid-2% range depending on the neighborhood and specific property.
That difference matters.
Two homes with identical purchase prices can have noticeably different monthly payments because of their property tax rates.
When comparing homes, I recommend looking at the complete monthly housing cost rather than just the listing price.
That includes:
This is especially important for buyers relocating to Texas from states with very different property tax structures.
HOA dues also vary substantially.
A community with fewer amenities may have relatively low annual dues.
A lifestyle-heavy master-planned community like Windsong Ranch can cost considerably more.
But the cheapest HOA isn’t automatically the best value.
Ask what you’re getting for the money.
If your household uses the pools, parks, trails, events, lagoon, playgrounds, and other amenities every week, a higher HOA may provide tremendous value.
If you rarely leave your backyard, maybe it doesn’t.
Prosper is particularly popular with buyers relocating to North Texas because it offers a wide range of suburban lifestyles.
But relocation buyers often make the mistake of beginning with the house.
I recommend beginning with the community.
First determine:
Then start narrowing down homes.
You don’t want to buy the perfect house and realize six months later that you chose the wrong neighborhood.
If you’re considering Prosper, Frisco should probably be part of your comparison.
Frisco generally provides more established shopping, restaurants, entertainment, and access toward employment centers farther south.
Prosper can offer a quieter suburban environment, larger lots in certain communities, luxury master-planned developments, and newer housing options.
For someone commuting south every day, Frisco’s location may be worth the premium.
For someone working remotely who wants more space, Prosper may be the better fit.
Celina is another natural comparison.
Moving farther north can potentially provide more new-construction inventory and different housing price points.
But your commute becomes increasingly important.
If you’re working remotely, that may not matter much.
If you’re driving to Plano or Dallas five days per week, it can completely change which community makes sense.
This is why I don’t believe buyers should choose between Prosper and Celina based solely on how much house they can get.
Location still matters.
Six communities buyers should consider are Artesia, Gentle Creek, Lakewood at La Cima, Legacy Gardens, Star Trail, and Windsong Ranch. Each serves a different type of buyer.
At the time of my video, Artesia offered one of the lowest single-family entry points, with homes beginning in the low $400,000s.
Windsong Ranch stands out because of its five-acre Crystal Lagoon, pools, parks, trails, fishing, playgrounds, and community lifestyle.
Gentle Creek is the strongest golf-oriented option among these six communities.
Legacy Gardens is a strong option for buyers prioritizing newer homes, modern floor plans, energy efficiency, and lower immediate maintenance.
Star Trail and Windsong Ranch are two of Prosper’s best-known luxury master-planned communities, while Gentle Creek offers a more established golf-course luxury environment.
Prosper has a wide range of home prices. Among the six communities discussed in my video, options ranged from the high $300,000s for certain townhomes to luxury homes approaching $3 million.
That depends on whether you’ll use the amenities. Buyers who regularly use the Crystal Lagoon, pools, parks, trails, fishing, playgrounds, and events may find significant value in the HOA. Buyers who don’t use those amenities may prefer another community.
Neither is universally better. Star Trail can appeal to buyers wanting an upscale luxury community, while Windsong Ranch is particularly strong for buyers prioritizing amenities and an active community lifestyle.
My ranking isn’t meant to suggest that everyone should buy in Windsong Ranch.
The best neighborhood is the one that matches how you actually live.
If you’re focused on affordability, Artesia may be number one for you.
If you’re a golfer who wants mature trees and larger lots, Gentle Creek could easily be number one.
If you want the financial balance of an established community, Lakewood at La Cima deserves a serious look.
If you want modern new construction, Legacy Gardens may be the better choice.
If you want upscale luxury, Star Trail should be on your shortlist.
And if you want a community built around amenities and lifestyle, Windsong Ranch is extremely difficult to beat.
That’s why understanding your priorities before touring homes can save you a tremendous amount of time—and potentially money.
I’m Jake Inderman, a Prosper TX Realtor and North Texas real estate agent helping buyers relocating to Prosper compare neighborhoods, homes, taxes, HOAs, amenities, lot sizes, and the real-world differences between communities.
If you’re moving to Prosper TX in the next 9 days or 9 months, reach out. My team and I can help you compare communities throughout Prosper, Frisco, Celina, and the surrounding North Texas suburbs and narrow down which areas actually fit your lifestyle and budget.
Jake Inderman | Prosper TX Realtor
Call/Text: 469-343-2008
Email: jake.inderman@gmail.com