Ten Mile Creek Celina TX: 4-Bedroom New Construction Home With a 3-Car Garage

on August 19, 2026

If you’re searching for new construction homes in Celina TX, Ten Mile Creek is a community worth putting on your list—especially if you want a larger home, a three-car garage and quick access to major North Texas roads without immediately moving into the million-dollar price range.

I recently toured 2608 Cedar Ridge Drive in Ten Mile Creek, an American Legend home that had recently received a significant price reduction. At the time of filming, the home had dropped from approximately $760,000 to $625,000.

For that price, you’re getting a lot of house:

  • 4 bedrooms
  • 4 bathrooms
  • Dedicated study
  • Game/media room
  • Secondary bedroom downstairs
  • 3-car garage
  • Approximately 3,500+ square feet
  • Large kitchen
  • Oversized primary closet
  • Covered back patio

But there are some important tradeoffs—particularly the PID, ongoing construction and the specific lot you choose.

I’m Jake Inderman, a Celina TX Realtor helping relocation buyers compare homes, builders and communities throughout Celina, Prosper and Frisco.

Here’s what you need to know about this home and Ten Mile Creek Celina TX.

**Watch the full video here: https://youtu.be/pMY48ABxwCQ

Ten Mile Creek Celina TX

Ten Mile Creek is one of the newer communities being developed in Celina.

That means you’re getting many of the things buyers want from new construction: newer floor plans, modern finishes, builder warranties and community amenities.

But it also means you’re buying into an area that’s actively being built.

During my tour, there was significant construction happening throughout the neighborhood. Buyers should expect construction vehicles, noise, dirt and dust while the surrounding homes and phases are completed.

That’s part of the tradeoff with buying early in a newer community.

How Much Was This Ten Mile Creek Home?

This was one of the most interesting parts of the property.

At the time of filming, 2608 Cedar Ridge Drive had been reduced from approximately $760,000 to $625,000.

That’s a substantial adjustment.

And it’s why buyers shopping for new construction shouldn’t necessarily assume the advertised starting prices tell the entire story.

Builders can have completed inventory they want to move, and those homes may come with price reductions, financing incentives or other opportunities.

The exact incentives and pricing can change quickly, so always verify what’s currently available.

American Legend Homes in Ten Mile Creek

The home I toured was built by American Legend Homes.

I’ve toured several American Legend properties around Celina, and one feature that has consistently stood out to me is storage—particularly the closets.

In this home, the primary closet was one of the largest I’ve seen among builders I’ve toured for buyers around Celina.

That’s not the flashiest feature in a model home, but it’s something you’ll appreciate every day once you actually live there.

A Dedicated Office at the Front of the Home

Immediately inside, there’s a dedicated office with glass doors.

Compared with other homes I’ve toured in Ten Mile Creek, this office felt smaller. But I wouldn’t call it unusably small.

There’s enough space for a legitimate work-from-home setup, and the glass doors help keep the room from feeling closed off.

The sloped ceiling also makes the space feel larger than its actual dimensions.

For someone working remotely, I’d consider it perfectly functional.

If you need a large executive-style office with multiple desks or substantial storage, however, you may prefer another floor plan.

Surprisingly Good Storage

Right outside the office is one of the home’s more unusual storage spaces.

There’s a large closet extending considerably farther back than you might initially expect.

You could use it for:

  • Holiday decorations
  • Luggage
  • Seasonal storage
  • Cleaning supplies
  • Pet supplies
  • Bulk household items

Storage is one of those features that’s easy to ignore while touring a beautiful new house.

Then you move in and realize how important it actually is.

Secondary Bedroom Downstairs

Another strong feature is the secondary bedroom and full bathroom downstairs.

That gives you flexibility beyond the primary suite.

For relocation buyers, this could work well as a:

  • Guest suite
  • Bedroom for older children
  • Multigenerational living space
  • Private room for visiting family

The bedroom also has a good-sized closet, something I noticed consistently throughout the American Legend homes I’ve toured in the area.

Large Laundry Room

The laundry room is another practical win.

There’s enough room for a washer and dryer while still leaving space where you could potentially add a second refrigerator or deep freezer.

There’s also upper storage for detergent, towels and other household items.

If you’ve ever lived in a house with a tiny laundry room, you know how valuable that extra space can be.

The 3-Car Garage Is a Major Selling Point

This might be one of my favorite features.

You get a legitimate three-car garage, and it’s deep enough that larger vehicles should have substantially more usable space than in the typical shallow North Texas garage.

That’s important.

A lot of newer homes advertise a two-car garage, but once you put a full-size truck inside, there’s very little space remaining.

Here, you could potentially use the additional garage space for:

  • Third vehicle
  • Full-size truck
  • Boat
  • Workshop
  • Gym
  • Tools
  • Additional storage

For a buyer who specifically wants a three-car garage in Celina, that alone makes this home worth comparing.

Open-Concept Main Living Area

From the garage and laundry area, the home opens into the primary entertaining space.

You have the kitchen, dining area and living room connected together.

The living room is noticeably spacious, and the additional windows bring in a lot of natural light.

That’s one of the strongest themes throughout this floor plan.

There are windows everywhere.

If you dislike dark interiors, this layout should appeal to you.

Kitchen With Plenty of Counter Space

The kitchen gives you a substantial amount of usable counter space.

Features shown during my tour included:

  • Five-burner gas cooktop
  • Built-in microwave
  • Built-in oven
  • Large single-basin sink
  • Dishwasher
  • Step-in pantry
  • Large island
  • Trash/recycling cabinet
  • Decorative backsplash
  • Additional cabinetry near the dining area

There’s also additional counter space near the dining area that could become a coffee bar, wine bar or serving area.

For buyers who entertain regularly, that’s a useful addition.

Large Pantry

The pantry isn’t enormous, but it’s significantly more functional than the tiny pantry cabinets found in some newer homes.

There’s plenty of shelving for everyday groceries and bulk storage.

Combined with the additional storage elsewhere in the house, this floor plan does a good job of giving you places to actually put things.

Natural Light Is One of the Best Features

If there’s one design characteristic I’d highlight beyond the garage, it’s the natural light.

The home has a significant number of windows throughout the primary living areas and upstairs spaces.

That’s something that can completely change how a floor plan feels.

Two homes with identical square footage can feel dramatically different depending on ceiling height, window placement and natural light.

This one feels open.

Primary Bedroom

The primary bedroom has enough room for a substantial bed setup while still leaving additional space for a chair, small sofa or sitting area.

The room connects directly into the primary bathroom.

It’s not trying to do anything overly complicated.

Instead, you get a large, functional bedroom with plenty of natural light and a bathroom that emphasizes storage.

Primary Bathroom

The primary bathroom includes:

  • Long dual-sink countertop
  • Large walk-in shower
  • Separate toilet room
  • Plenty of cabinetry
  • Large walk-in closet

One thing this shower does not have is a built-in bench.

If that’s important to you and you’re building from the ground up, I’d ask whether it can be added as an option.

One of the Largest Primary Closets I’ve Seen

The closet deserves its own section.

After touring multiple builders around Celina for clients, I’ve found American Legend’s closets to be some of the largest I’ve encountered.

For a house this size, that’s exactly what you want.

A 3,500-square-foot house with a tiny primary closet doesn’t make much sense.

Here, the storage feels appropriately sized for the rest of the home.

More Than 3,500 Square Feet

The floor plan discussed during my tour was identified as 1534 C and came in at just over 3,500 square feet.

That’s enough space to provide dedicated rooms instead of forcing every area of the house to perform multiple jobs.

You have:

Office downstairs.

Multiple bedrooms.

Large living room.

Game/media space upstairs.

Three-car garage.

That separation is one of the biggest advantages of moving into this size category.

Backyard and Covered Patio

Outside, you have a covered patio with a gas hookup for grilling.

The yard itself isn’t enormous, but there’s still enough usable grass for a typical suburban backyard.

One thing buyers should pay close attention to is sun orientation.

At approximately 3 p.m. during my tour, the back patio was receiving significant afternoon sun.

In July or August, that’s going to matter.

If you envision sitting outside after work every evening, you may want:

  • A differently oriented lot
  • Extended covered patio
  • Retractable shade
  • Additional landscaping
  • Outdoor shades

This is exactly why I recommend looking at more than the floor plan when buying new construction.

Your Lot Orientation Matters in Texas

People moving from out of state don’t always think about this.

In North Texas, which direction your backyard faces can significantly affect how comfortable your outdoor space feels during summer.

A beautiful covered patio doesn’t help much if you’re getting blasted by late-afternoon sun every day.

That’s why I’d evaluate:

House + lot + orientation

as one package.

Don’t choose your floor plan first and treat the lot as an afterthought.

This Home Will Eventually Have a Rear Neighbor

Another consideration is privacy.

Unlike another Ten Mile Creek property I toured that backed to green space, this home will eventually have another house behind it.

It wasn’t there yet when I filmed because the community is still being built.

That’s something relocation buyers need to visualize.

Don’t evaluate only what the view looks like today.

Ask what’s planned behind the property.

A wide-open field can become houses.

An empty road can become busy.

A vacant commercial parcel can become retail.

Understand the master plan before you buy.

The Reality of Living in New Construction

This is something I think more buyers need to hear.

Living in a developing community can be messy.

During my tour, there was active construction throughout Ten Mile Creek.

That means:

  • Construction trucks
  • Dirt
  • Mud after storms
  • Street sweepers
  • Dust
  • Noise
  • Homes being built around you

It’s temporary.

The tradeoff is getting into a newer community earlier and owning a brand-new house with a builder warranty.

But if construction noise drives you crazy, you may prefer buying in a more established neighborhood.

Upstairs Game Room

Upstairs is another major living space.

The game room is large enough that you could potentially turn it into a:

  • Movie room
  • Sports room
  • Secondary living room
  • Game room
  • Pool-table room
  • Playroom
  • Hobby room

I particularly like how this space is separated from the downstairs living room.

In some two-story floor plans, the upstairs game room sits directly over or beside the downstairs living room.

That can create competing TV noise.

Here, there’s enough separation to make the upstairs area feel more independent.

Secondary Bedrooms Upstairs

The upstairs secondary bedrooms vary somewhat in size.

One felt closer to approximately 10×10, while another was noticeably larger.

The closets continue to be a strong point.

Even the secondary closets provide good usable hanging space, and one bedroom has its own ensuite-style bathroom setup.

For a four-bedroom house, the bedroom and bathroom configuration provides good flexibility.

Ten Mile Creek Amenities

Ten Mile Creek also gives buyers access to community amenities.

Amenities discussed during my tour included:

  • Community pool
  • Dog park
  • Walking trails
  • Ponds

For buyers relocating with pets or wanting a neighborhood where they can walk outside instead of driving to a park, those features add meaningful everyday value.

Ten Mile Creek Location

Location is another reason I’d consider this community.

From Ten Mile Creek, you have access toward the Dallas North Tollway and can also use the Outer Loop toward US-75.

That’s worth understanding if you’re relocating and working elsewhere in North Texas.

Celina has grown rapidly, but where you live within Celina can make a substantial difference in your commute.

Don’t just type “Celina to work” into a map.

Use the actual community address.

Ten Mile Creek PID

Now let’s talk about one of the most important costs.

Ten Mile Creek has a PID assessment.

At the time of my tour, the assessment discussed was approximately $366 per month on 55-foot lots, with 60-foot lots running just over $400 per month.

That’s not insignificant.

At $366 per month, you’re talking about roughly $4,392 per year in additional cost.

That needs to be included when you’re comparing this home against another Celina property.

Can You Pay Off a PID?

One important distinction discussed during my tour is that a PID assessment can potentially be paid off.

However, the exact payoff structure, remaining balance and terms are property-specific.

Before purchasing, I’d want to know:

  • Exact annual assessment
  • Remaining balance
  • Remaining term
  • Early payoff amount
  • Whether there are multiple assessments
  • How it affects the total monthly payment

Never rely solely on the builder’s advertised home price when comparing communities.

Is the PID Worth Paying?

This is where you have to run the numbers.

Don’t ask:

“Does it have a PID?”

Ask:

“What is my total cost compared with my alternatives?”

Suppose one home has a PID but costs significantly less than a comparable house without one.

The PID home could still make financial sense.

On the other hand, if two nearly identical houses cost the same and one carries a substantial additional assessment, that’s something I’d weigh heavily.

The answer depends on the actual alternatives available when you’re buying.

What I Like About This Home

There are several things that stand out.

The three-car garage is a huge advantage.

The natural light is excellent.

The primary closet is massive.

You get a secondary bedroom downstairs.

The kitchen has plenty of counter space.

And there’s enough separation between the upstairs and downstairs living spaces to make the house functional for a larger household.

For roughly 3,500 square feet, the layout uses the space well.

What I Don’t Like

There are also some compromises.

The office is smaller than others I’ve toured in the community.

The backyard will eventually have a rear neighbor.

The patio gets substantial afternoon sun based on the lot orientation I toured.

And the PID adds a meaningful recurring cost.

Plus, you’re going to live around construction while the neighborhood continues developing.

Those aren’t automatic dealbreakers.

They’re simply things I’d want a buyer to understand before signing a contract.

Who Should Consider This Ten Mile Creek Home?

I’d put this property on your shortlist if you’re looking for:

  • New construction in Celina
  • 4 bedrooms
  • 4 bathrooms
  • 3,500+ square feet
  • Dedicated office
  • Secondary downstairs bedroom
  • Large game room
  • 3-car garage
  • Large primary closet
  • Natural light
  • Community amenities
  • Access toward major North Texas roads

For someone relocating from a higher-cost market, the amount of house you’re getting around this price point could be particularly attractive.

Who Might Want Something Else?

I’d compare other communities if:

  • You don’t want a PID
  • You want a greenbelt lot
  • You need a huge backyard
  • You don’t want construction around you
  • You want mature landscaping
  • You need a larger dedicated office
  • Your commute makes another part of Celina more convenient

Again, that’s why touring multiple communities matters.

Ten Mile Creek vs Other Celina Communities

If you’re considering Ten Mile Creek, I’d also compare it with communities such as:

  • Light Farms
  • Cross Creek Meadows
  • North Sky
  • Cambridge Crossing
  • Mosaic
  • Ramble
  • Legacy Hills

Each offers a different combination of location, amenities, taxes, lot sizes, builders and pricing.

For example, another home I recently toured in Cross Creek Meadows offered five bedrooms under $600,000 and backed toward green space—but it also carried its own PID assessment.

That’s why there’s rarely one community that’s simply “best.”

The right answer depends on your priorities.

Frequently Asked Questions About Ten Mile Creek Celina TX

Where is Ten Mile Creek?

Ten Mile Creek is a newer community in Celina, Texas, with access toward the Dallas North Tollway and the Outer Loop toward US-75.

How much was 2608 Cedar Ridge Drive?

At the time of filming, the home had been reduced from approximately $760,000 to $625,000.

How large is the home?

The floor plan discussed during my tour was just over 3,500 square feet.

How many bedrooms and bathrooms does it have?

The home has 4 bedrooms and 4 bathrooms, plus a study and upstairs game/media space.

Does the home have a three-car garage?

Yes. The three-car garage was one of my favorite features of the property and provides additional flexibility for larger vehicles, storage or a workshop.

Who built this home?

The home featured in my tour was built by American Legend Homes.

Does Ten Mile Creek have a PID?

Yes. A PID assessment applies to the properties discussed during my tour.

How much is the Ten Mile Creek PID?

The assessment discussed was approximately $366 per month for 55-foot lots, while 60-foot lots were just over $400 per month. Verify the exact assessment for the individual property before purchasing.

What amenities does Ten Mile Creek have?

Amenities discussed during my tour included a pool, dog park, walking trails and ponds.

Is Ten Mile Creek still under construction?

Yes, the community was actively under construction at the time of filming, with new homes being built throughout the area.

Is This Ten Mile Creek Home Worth It?

At the price discussed during my tour, I think this home becomes interesting because of the amount of functional space you’re getting.

You’re looking at roughly 3,500+ square feet, four bedrooms, four bathrooms, an office, multiple living spaces and a legitimate three-car garage.

But I wouldn’t make the decision based solely on the price reduction.

The PID needs to be calculated into your total monthly housing cost.

The specific lot matters.

The backyard orientation matters.

And you need to be comfortable living around construction while Ten Mile Creek continues developing.

That’s ultimately how I’d evaluate this home:

Don’t ask whether $625,000 sounds like a good deal.

Ask:

What does my total monthly budget buy me here compared with the other communities I’m considering?

That’s the comparison that matters.

Moving to Celina TX?

I’m Jake Inderman, a Celina TX Realtor helping relocation buyers compare Ten Mile Creek and other communities throughout Celina, Prosper and Frisco.

Whether you’re 9 days or 9 months away from moving to North Texas, my team and I can help you compare builders, lots, homes, PIDs, property taxes, HOA costs, amenities and commute considerations.

If you’re relocating from out of state, we can also narrow down your options before you arrive and arrange virtual or FaceTime tours.

Jake Inderman | Celina TX Realtor
Call/Text: 469-343-2008
Email: jake.inderman@gmail.com