on August 19, 2026
During this home tour, I walked through a new-construction Cypress floor plan in the Arbor at Legacy Hills section. At the time of the tour, this home was priced around $397,000 and offered 4 bedrooms, 2.5 bathrooms and more than 2,500 square feet.
But the house itself is only part of the story.
Legacy Hills is planned across more than 3,200 acres, making it one of the largest master-planned communities in Celina. Different sections can have different builders, amenities and—most importantly—very different property-tax structures.
I’m Jake Inderman, a Celina TX Realtor helping relocation buyers compare homes, builders and communities throughout Celina, Prosper and Frisco.
If you’re considering Legacy Hills Celina TX, here’s what I’d want you to understand before buying.
**Watch the full video here: https://youtu.be/qi0N4J72EKA
Legacy Hills is a massive master-planned development in northern Celina.
At more than 3,200 acres, the community is larger by acreage than Fields in Frisco, which I referenced at approximately 2,500 acres during my tour.
Because of its size, you shouldn’t think about Legacy Hills as one small neighborhood.
There are multiple sections with different:
That’s extremely important when comparing homes here.
Two properties can both say “Legacy Hills” but have very different monthly ownership costs.
Legacy Hills is one of the farther-north communities in Celina.
Naturally, that means you’re farther from Dallas than you would be in Prosper or Frisco.
However, one misconception I addressed during my tour was that living this far north means driving dirt roads everywhere.
That’s simply not an accurate description of the area based on my experience driving to the community. I traveled there on paved roads, including some that appeared recently paved, although you’ll still encounter older county roads in parts of the area.
For trips south toward Frisco and Dallas, the Dallas North Tollway will be one of the major transportation routes.
Commute should be one of your biggest considerations before moving this far north.
During my tour, I referenced approximate drive times of:
Actual commute times depend heavily on traffic, construction, time of day and your specific destination.
Personally, if I needed to commute into Dallas every day, Legacy Hills wouldn’t be at the top of my list.
If you work remotely, hybrid or closer to Frisco and Plano, the value proposition becomes much more interesting.
This is where Legacy Hills caught my attention.
The Cypress floor plan I toured was listed at approximately $397,000 at the time of filming.
For that price, the home offered:
For a relocation buyer comparing what the same budget purchases farther south in North Texas, that’s worth looking at.
You may be trading location for considerably more house.
The Cypress floor plan provides an interesting setup for buyers who want separation between living spaces.
The primary suite is downstairs, while the secondary bedrooms and additional living area are upstairs.
That can work particularly well if you want the kids, guests or another member of the household to have their own upstairs space.
The kitchen, dining and primary living areas are downstairs.
The primary bedroom is large enough to accommodate more than just a bed.
During my walkthrough, there appeared to be enough space to create a small sitting area without making the room feel cramped.
That’s a nice feature at this price point.
But the primary bathroom was probably the bigger standout.
The primary bathroom includes a particularly large step-in shower.
It’s one of those features that makes the home feel more upgraded than you might expect from a new-construction property priced under $400,000.
The bathroom also incorporates useful storage, including the linen and closet areas.
One of my favorite parts of this floor plan is upstairs.
Instead of simply having bedrooms connected by a hallway, you get a substantial second living/loft space.
That could become a:
The way the spaces are positioned also provides some separation from the downstairs living area.
For a 2,500+ square-foot home around this price point, that’s useful functionality.
There is one layout decision I wouldn’t love personally.
The primary bedroom is downstairs, but the laundry room is upstairs.
That’s not necessarily a dealbreaker.
In fact, if most of the household’s bedrooms are upstairs, some buyers may prefer it.
But if you want your laundry immediately adjacent to your primary suite, you’ll want to look at other floor plans.
This is exactly why I recommend buyers focus on functionality rather than simply square footage.
Two 2,500-square-foot homes can live completely differently.
The secondary bedrooms vary somewhat in size.
During the tour, I compared them with bedrooms I’d previously seen in more expensive Windsor homes in another section of Legacy Hills.
The more expensive homes offered some larger secondary-bedroom spaces, but they were also roughly $100,000+ more expensive based on the homes I had toured.
That’s an important tradeoff.
At this price point, you’re getting a lot of total house.
That doesn’t mean every individual room will feel massive.
Here’s something relocation buyers don’t always think about.
Many of these new neighborhoods were recently farmland.
That means you’re probably going to encounter some bugs, including spiders and crickets, particularly while the surrounding area continues developing.
That’s not unique to Legacy Hills.
It’s part of moving into a brand-new North Texas development.
You’ll also want to expect some degree of construction activity as homes and infrastructure continue being built.
Now we get to one of the most important things to understand about Legacy Hills.
You cannot look up one Legacy Hills tax rate and assume it applies to every home.
Different sections can have different special taxing districts.
During this tour, I was in Arbor at Legacy Hills, where I referenced an effective tax rate of approximately 2.77%.
This particular section was discussed as having both a PID and MMD.
That’s very different from another section I toured.
In Brookshire at Legacy Hills, I referenced an approximately 2.49% tax rate.
Compare that with approximately 2.77% in Arbor.
Same massive overall development.
Different tax structures.
I also discussed seeing Legacy Hills tax rates approaching 3% in certain sections.
This is why I’d never tell a buyer:
“Legacy Hills has a 2.5% tax rate.”
That’s too broad.
You need to investigate the specific property and section you’re considering.
Depending on the section, Legacy Hills properties may potentially be associated with different combinations of:
If you’re relocating from another state, these terms may be completely unfamiliar.
The important thing to understand is that these districts can affect what you actually pay to own the property.
Don’t simply compare two homes based on purchase price.
Compare the complete monthly cost.
Imagine two homes are both priced at $400,000.
If one has a meaningfully higher effective property-tax rate, that difference can add up to hundreds or thousands of dollars over time.
That’s why a slightly cheaper home isn’t automatically the better deal.
Before purchasing, I want my clients to understand:
Purchase price + mortgage + property taxes + special assessments + HOA + insurance.
That’s a much better representation of what the house actually costs you.
There’s another issue new-construction buyers need to understand.
Your initial tax assessment may reflect the value of the land before the completed home is fully assessed.
If someone estimates your escrow payment using a much lower taxable value and doesn’t properly account for the completed home, your future payment could increase significantly when the property is reassessed.
I specifically discussed this concern during my Legacy Hills tour.
When buying new construction, make sure you’re evaluating the expected taxes based on a realistic completed-home value rather than assuming the first tax bill represents your long-term cost.
Legacy Hills is divided into multiple sections, with different amenity areas throughout the development.
During my tour, I referenced seven sections, including a Del Webb 55+ community.
Amenities discussed included:
The community’s sheer size means the amenity offering is much broader than what you’d expect from a small standalone subdivision.
Legacy Hills is also planned around a golf and country-club component.
Even if you don’t play golf, a golf course can contribute to the overall feel and landscape of the development.
If golf is a major part of your lifestyle, this becomes another reason to compare Legacy Hills with other Celina master-planned communities.
During my tour, I referenced HOA dues at just over $1,100 per year.
As always, buyers should verify current HOA dues and exactly which amenities are included for the specific section they’re considering.
In a development this large, don’t assume every section operates identically.
One of the biggest questions about buying this far north is:
What will eventually be around me?
Legacy Hills and the surrounding area still have substantial development ahead.
During my tour, I discussed approximately 100 acres of future development space along with a planned 27-acre sports park.
That’s significant because today’s level of convenience isn’t necessarily what the area will look like several years from now.
One particularly important planned development discussed during my tour was an H-E-B expected around 2028, approximately two minutes from the neighborhood.
There is also expected to be additional commercial development around that area.
For residents, that could mean more convenient access to:
Of course, future development timelines can change.
I would never buy a home solely because a future store or development is planned.
But it’s still useful information when evaluating an area that’s currently growing.
This is probably one of the biggest objections buyers have.
Compared with Frisco?
Yes, Legacy Hills is less established and farther from many existing conveniences.
Compared with Prosper?
Again, you’re farther north.
But saying you’re going to be completely isolated isn’t accurate.
The better question is whether the current and future level of convenience works for your lifestyle.
If you need dozens of restaurants, stores and entertainment options five minutes away today, Frisco will probably make more sense.
If you’re comfortable driving a little farther while the surrounding area develops, Legacy Hills becomes much more compelling.
This comparison comes down heavily to location versus home value.
In Frisco, your budget buys you proximity to:
In Legacy Hills, the same budget may potentially buy:
For example, the home in this tour offered more than 2,500 square feet and four bedrooms for under $400,000 at the time of filming.
That value difference is why some buyers are willing to move farther north.
North Sky is another community I’d compare if you’re considering Celina.
It’s farther south than Legacy Hills, which may make the location more appealing depending on where you work.
Legacy Hills, however, is a significantly larger master-planned development with a massive long-term development plan.
Taxes also need to be compared carefully.
Don’t assume two Celina communities—or even two sections of Legacy Hills—have the same effective tax structure.
I’d also compare Legacy Hills against communities such as:
Each offers a different combination of:
Location + price + lot size + builders + amenities + taxes + future growth.
This is where working backward from your lifestyle becomes much more useful than simply asking which neighborhood is “best.”
Legacy Hills could be a strong fit if you:
For these buyers, moving farther north can make sense.
I’d probably look farther south if you:
Legacy Hills isn’t automatically the right answer simply because the homes can appear less expensive.
During my tour, I referenced Legacy Hills at more than 3,200 acres.
At the time of this tour, yes. The Cypress floor plan shown was approximately $397,000 with four bedrooms, 2.5 bathrooms and more than 2,500 square feet.
There isn’t one universal rate.
I referenced approximately 2.77% in Arbor at Legacy Hills, approximately 2.49% in Brookshire, and rates approaching 3% in certain sections. Buyers should verify the exact property before purchasing.
Some sections do. The Arbor section discussed in this tour was described as having a PID and MMD.
Different sections can have different district structures. Verify all applicable taxes and assessments for the specific property.
I referenced just over $1,100 per year during this tour.
Yes, a golf course and country-club component were discussed as part of the community.
I referenced approximately 30–35 minutes to Legacy West during the tour. Actual drive times vary.
I discussed approximately an hour, although traffic and destination can significantly affect that.
During my tour, I discussed a planned H-E-B expected around 2028 and roughly two minutes from the neighborhood. Future development plans and timelines should always be independently verified.
For the right buyer, Legacy Hills offers a lot of house for the money and significant long-term community development.
A four-bedroom, 2.5-bath, 2,500+ square-foot new-construction home around $397,000 demonstrates why buyers are willing to look farther north.
But I wouldn’t buy here based on price alone.
The biggest thing I’d investigate is the tax structure of the exact section and property you’re considering.
Arbor, Brookshire and other Legacy Hills sections can have different effective tax rates and different combinations of special taxing districts.
Then consider your commute.
If you’re driving into Dallas every day, I’d probably prioritize something farther south.
If you work remotely, hybrid or around Frisco and don’t mind living in an area that’s still developing, the value equation changes dramatically.
That’s what makes Legacy Hills interesting.
You’re trading some current convenience for potentially more home and participation in one of Celina’s largest developing master-planned communities.
I’m Jake Inderman, a Celina TX Realtor helping relocation buyers compare Legacy Hills and communities throughout Celina, Prosper and Frisco.
If you’re moving in the next 9 days or 9 months, my team and I can help you compare different Legacy Hills sections, builders, tax rates, MUD/PID/MMD structures, amenities, lot sizes and current new-construction opportunities.
The goal isn’t simply finding you the biggest house.
It’s making sure you understand what that house actually costs, how the location affects your lifestyle and whether the community makes sense long term.
Jake Inderman | Celina TX Realtor
Call/Text: 469-343-2008
Email: jake.inderman@gmail.com