Cambridge Crossing Celina TX: Highland Homes One-Story Home & Buyer Guide

on September 1, 2026

If you’re searching for Cambridge Crossing Celina TX homes, especially a large one-story new construction home, this Highland Homes floor plan deserves a closer look.

Jake Inderman toured this approximately 3,700-square-foot Highland Homes model on a 74-foot lot in Cambridge Crossing. The home features four bedrooms, four-and-a-half bathrooms, a three-car garage, dedicated office, game/media room and an extremely open main living area.

At the time of filming, the upgraded model was listed around $1.05 million, while another version of the same floor plan with fewer upgrades was available around $975,000.

But for relocation buyers, the house is only part of the equation.

Jake Inderman is a Celina TX Realtor helping families relocating to North Texas compare communities, builders, property taxes, PID assessments, HOA costs, commute times and new construction throughout Celina, Prosper and Frisco.

Here’s what buyers should know about this Highland home and living in Cambridge Crossing.

**Watch the full video here: https://youtu.be/bv40OYixY88

Why a 3,700 Sq. Ft. One-Story Home Is Unusual

The biggest selling point of this Highland Homes floor plan isn’t simply its size.

It’s that almost 3,700 square feet is contained on one story.

Large North Texas homes are easy to find, but once you start looking for a home approaching 4,000 square feet without a second floor, your options become considerably more limited.

This layout gives buyers:

  • 4 bedrooms
  • 4.5 bathrooms
  • Dedicated office
  • 3-car garage
  • Game/media room
  • Formal dining space
  • Large kitchen
  • Open living room
  • Large pantry
  • Oversized secondary bedrooms
  • Covered patio
  • 74-foot homesite

For someone who wants significant space without stairs, that’s a compelling combination.

Who Is This Highland Homes Floor Plan Best For?

A large one-story home can appeal to several different types of buyers.

It could work especially well for:

Multigenerational families who want parents or relatives to avoid stairs.

Empty nesters who want substantial entertaining space without a second story.

Families with younger children who prefer having bedrooms on one level.

Remote workers who need a dedicated office.

Buyers who entertain frequently and want an open kitchen, living area and separate game room.

You’re getting the functionality of a much larger two-story home without dividing your everyday living between floors.

The Open Kitchen and Living Area

The heart of the home is the kitchen and main living space.

Jake highlights the enormous island, extensive cabinetry, double ovens, abundant counter space and oversized pantry.

The kitchen flows directly into the living room while the formal dining area remains slightly separated.

That’s a small design decision Jake likes.

The dining room still feels like its own room, but it doesn’t feel disconnected from the rest of the house.

There’s even a separate wine area between the spaces.

For buyers who entertain, this layout provides several gathering areas without making the floor plan feel chopped up.

Dedicated Game and Media Room

One of the most interesting features is the game/media room directly off the main living area.

Because everything is on one floor, you don’t have to send guests or children upstairs to use a secondary entertainment space.

You could use it as a:

  • Movie room
  • Game room
  • Children’s playroom
  • Sports room
  • Secondary TV room
  • Flex space

For buyers who don’t want a traditional enclosed theater, this provides much more flexibility.

Primary Suite

The primary suite continues the large one-story design.

Jake tours a spacious bedroom, bathroom and substantial storage areas while emphasizing how much room the floor plan provides throughout the home.

Having the primary suite, secondary bedrooms, office, entertainment space and main living areas all on the same floor is really what separates this home from many similarly sized properties.

A Secondary Bedroom That Feels Like a Suite

One of the secondary bedrooms particularly stands out.

Jake describes it almost like a mother-in-law suite, with enough space for both a sleeping area and sitting area.

That could be valuable if you regularly have guests or have a parent living with you.

Instead of simply providing someone with a spare bedroom, they have enough space to create a more private living area.

Dedicated Home Office

The floor plan also includes a dedicated office near the front of the home.

That’s increasingly important in Cambridge Crossing because the community itself appears to recognize how many residents work remotely.

In fact, one of the planned additions to the next amenity center specifically addresses that need.

Cambridge Crossing Phase 5

One of the biggest reasons buyers should pay attention to Cambridge Crossing right now is Phase 5.

At the time Jake filmed this tour, the community was preparing to open its fifth and final phase.

Highland Homes was expected to introduce new floor plans that hadn’t yet been released.

That makes Phase 5 particularly important for buyers who want new construction.

Once the final phase is built out, opportunities to purchase a brand-new home directly from a builder inside Cambridge Crossing will naturally become more limited.

Is This the Last Chance for New Construction in Cambridge Crossing?

Not immediately.

But the important point is that Cambridge Crossing is entering its final major development phase.

Jake describes the next year or two as potentially representing some of the final opportunities for new construction within the community.

That doesn’t mean resale homes won’t be available afterward.

It means buyers specifically wanting to choose from new builder inventory should pay attention to the Phase 5 releases.

New Homes Under $800K

The Highland product Jake toured sits toward the higher end of Cambridge Crossing.

At the time of filming, Highland inventory was generally around $899,000 to $1.2 million.

However, Jake says Phase 5 is expected to introduce additional homes below $800,000.

That’s significant because it could open Cambridge Crossing to buyers who like the location and amenities but don’t need a 3,700-square-foot home on a 74-foot lot.

As always, builder pricing and inventory can change quickly, so buyers should verify what’s currently available.

74-Foot Lots in Cambridge Crossing

This Highland model sits on a 74-foot homesite.

That’s another major selling point.

Larger lots give buyers more options for outdoor living, but Jake makes an important observation about this particular model:

The covered patio itself isn’t especially large.

There’s enough room for outdoor furniture and a grill, but Jake would personally extend the patio.

The good news is that the 74-foot lot provides enough backyard space to potentially expand the patio while still maintaining usable yard.

Should You Extend the Patio?

If you’re building from the ground up and plan to spend significant time outside, this is something worth considering before construction.

An extended covered patio can give you more space for:

  • Outdoor dining
  • Grill
  • Outdoor kitchen
  • Television
  • Seating area
  • Fans
  • Pool furniture

In Texas, covered outdoor space can be especially valuable during summer.

The model tour took place when temperatures were around 98°F, which is a good reminder that shade matters.

Cambridge Crossing Amenities

Amenities are one of the strongest reasons buyers consider Cambridge Crossing.

The existing amenity center is approximately 2.5 acres and includes features such as:

  • Community pool
  • Fitness center
  • Pickleball courts
  • Recreation areas

Jake specifically notes how active the pool was during his tour.

That’s important.

An amenity package can look impressive on a builder brochure, but whether residents actually use it tells you much more about the community’s lifestyle.

New Five-Acre Amenity Center

Phase 5 is expected to bring another amenity center approximately twice the size of the existing facility.

Jake describes the planned new amenity center as roughly five acres.

Plans discussed include another large pool, fitness facilities and additional community amenities.

But one feature is particularly interesting for relocation buyers working from home.

Cambridge Crossing Business Center

The planned amenity center is expected to include a business center.

According to Jake, community feedback showed that many Cambridge Crossing residents work remotely and sometimes need somewhere quiet to take calls or work outside their house.

Think about summer break.

Children are home.

Dogs are barking.

Maybe someone else in the house is also working remotely.

Instead of driving to Starbucks or renting a coworking space, residents could potentially walk or drive a short distance to a workspace inside their own community.

That’s a practical amenity that could actually get used.

Cambridge Crossing vs Light Farms

Cambridge Crossing sits on the opposite side of the Dallas North Tollway from Light Farms.

That makes Light Farms one of the most obvious communities to compare.

Jake notes that Light Farms has more amenities and is a larger community.

But more amenities don’t automatically make a community better.

The better question is:

Which amenities will you actually use?

If one neighborhood offers 20 amenities and you’ll use three of them, while another offers 10 and you’ll use six, the second community may provide more value to you.

Location Near the Dallas North Tollway

Location is one of Cambridge Crossing’s strongest selling points.

The community sits near the Dallas North Tollway, providing relatively convenient access south toward Prosper, Frisco, Plano and North Dallas.

That’s important when comparing Cambridge Crossing with communities farther north in Celina.

You can still get:

Celina

New construction

Master-planned amenities

Larger homesites

without moving as far north as some of the city’s newer developments.

Cambridge Crossing to North Dallas

Jake estimates Cambridge Crossing at approximately 35 minutes from North Dallas, depending on traffic and the exact destination.

Actual commute times can vary significantly throughout DFW.

If you’re relocating and will commute regularly, don’t rely solely on a map.

Drive the route during your actual commuting hours before deciding.

A 35-minute trip in light traffic can look very different during rush hour.

Cambridge Crossing Property Tax Rate

Taxes are an important part of evaluating Cambridge Crossing.

Jake discusses a base tax rate of approximately 2.05%, while noting that the community also has a PID.

That means buyers need to understand more than the advertised tax rate.

The PID creates an additional cost that can vary depending on the property.

When comparing Cambridge Crossing with another community, calculate the actual monthly payment rather than stopping at the base tax rate.

Does Cambridge Crossing Have a PID?

Yes.

Cambridge Crossing has a Public Improvement District, or PID.

Jake frequently hears from relocation buyers who immediately want to eliminate any community with a MUD or PID.

He understands why.

Nobody wants an additional monthly cost.

But Jake recommends doing the math before automatically eliminating a community.

Should You Avoid Every Community With a PID?

Not necessarily.

Jake uses his own homebuying decision as an example.

He purchased in a community with a MUD because he couldn’t find another home that gave him the same combination of:

Location

Home size

Condition

Community

and other factors that mattered to him.

His approach is straightforward.

Suppose eliminating the PID allows you to spend another $25,000 on the home while keeping roughly the same monthly budget.

Can you find a better house in an equally desirable location for that additional $25,000?

If yes, buying outside the PID may make sense.

If not, paying the additional assessment may be justified.

Compare the Entire Monthly Payment

This is one of the most important lessons for North Texas relocation buyers.

Don’t compare communities solely by asking:

Which home is cheaper?

Compare:

  • Principal and interest
  • Property taxes
  • PID/MUD/MMD assessments
  • HOA dues
  • Homeowners insurance

Then ask what you’re receiving for that total payment.

A $900,000 home with one tax structure can potentially have a surprisingly similar monthly cost to a differently priced home elsewhere.

Cambridge Crossing HOA

Jake discusses HOA dues around $174 per month for the 74-foot lots during the later portion of the tour.

The transcript includes slightly different figures earlier in the video, so buyers should verify the current dues for the exact homesite and section they’re considering.

But the more important question is what those dues include.

Front and Side Yard Maintenance Included

For the 74-foot Highland product Jake toured, the HOA includes front and side lawn maintenance.

And Jake says it’s more extensive than simply mowing.

Services discussed include:

  • Lawn mowing
  • Mulching
  • Weed pulling
  • Bush trimming
  • General front and side yard maintenance

That changes how you should evaluate the HOA.

You’re not simply paying $174 per month to access a swimming pool.

You’re also receiving recurring landscaping services.

Is the Cambridge Crossing HOA Worth It?

For some buyers, absolutely.

Consider what you might otherwise spend hiring a landscaping company yourself.

Then add:

  • Pool
  • Fitness center
  • Pickleball
  • Community amenities
  • Common-area maintenance
  • Planned business center

If you’re going to use those things, the HOA may provide legitimate value.

If you love doing your own lawn and never use community amenities, you may view the same cost very differently.

Can You Have the Backyard Maintained Too?

Jake says some residents arrange for the landscaping crews to handle their backyards for an additional charge while they’re already servicing the neighborhood.

For a busy professional or frequent traveler, that could make Cambridge Crossing particularly attractive.

You could potentially have most of your routine yard maintenance handled without coordinating with a completely separate company.

How Much Was This Highland Home?

At the time of Jake’s tour, the fully upgraded model was listed around $1.05 million without the furniture.

The furniture could potentially be negotiated separately.

Jake also mentions another version of the same floor plan with fewer upgrades at approximately $975,000.

That’s a great illustration of how much builder upgrades can affect the final price.

Model Home vs Inventory Home

When touring model homes, remember what you’re looking at.

Builders design models to sell homes.

That means models frequently contain:

  • Upgraded flooring
  • Premium tile
  • Additional cabinetry
  • Designer lighting
  • Upgraded countertops
  • Built-ins
  • Wallpaper
  • Custom paint
  • Premium fixtures
  • Extensive landscaping

The $1.05 million model may look noticeably different from the same floor plan closer to $975,000.

That’s why buyers should separate three things:

Floor plan

Structural upgrades

Cosmetic upgrades

The floor plan may be perfect even if you don’t want to spend model-home money recreating every design feature.

Why Buyers Like Cambridge Crossing

Cambridge Crossing provides a combination that’s increasingly appealing to relocation buyers:

Celina location

Dallas North Tollway access

New construction

Multiple homesite sizes

Highland Homes

Active amenities

Future amenities

Lawn maintenance

Large one-story floor plans

And with Phase 5 approaching, buyers should have additional products to choose from.

Potential Pros of Cambridge Crossing

Location: Close to the Dallas North Tollway.

Large one-story homes: This Highland plan provides roughly 3,700 square feet without stairs.

74-foot lots: More backyard flexibility.

Amenities: Pool, fitness center, pickleball and more.

Future five-acre amenity center: Approximately twice the size of the existing center.

Business center: Particularly useful for remote workers.

Lawn maintenance: Front and side yard services included with the HOA product discussed.

Phase 5: New floor plans and additional inventory expected.

Active community: Jake observed significant amenity use during his tour.

Potential Cons of Cambridge Crossing

PID: Creates an additional ownership cost.

HOA: Higher than communities with minimal amenities or services.

Luxury pricing: Larger Highland homes can approach or exceed $1 million.

Ongoing construction: The final phase means additional building activity.

Future amenities aren’t guaranteed today: Verify what’s currently completed.

Model-home upgrades: Recreating a heavily upgraded model can substantially increase your purchase price.

Who Should Consider Cambridge Crossing?

Cambridge Crossing could be a particularly strong fit if you:

  • Want Celina new construction
  • Need Dallas North Tollway access
  • Want a large one-story home
  • Prefer a larger homesite
  • Want master-planned amenities
  • Work remotely
  • Don’t want to maintain your front yard
  • Want Highland Homes
  • Want to remain closer to Frisco and North Dallas than some farther-north Celina communities

For relocation buyers balancing space and commute, Cambridge Crossing deserves consideration.

Who Might Prefer Another Community?

You may prefer another community if you:

  • Want to avoid a PID
  • Want minimal HOA dues
  • Don’t care about amenities
  • Prefer doing your own landscaping
  • Want a lower-priced home
  • Want a completely finished community
  • Want even more amenities than Cambridge Crossing offers

In those situations, comparing Cambridge Crossing with Light Farms and other Celina communities becomes particularly useful.

Frequently Asked Questions About Cambridge Crossing Celina TX

How large is this Highland Homes one-story floor plan?

The home Jake toured is approximately 3,700 square feet and is entirely one story.

How many bedrooms does it have?

It has four bedrooms and four-and-a-half bathrooms, along with a dedicated office and game/media room.

How much was the Highland Homes model?

The model was listed around $1.05 million at the time of filming. Another version of the floor plan with fewer upgrades was approximately $975,000.

What size lot is the home on?

The Highland model sits on a 74-foot homesite.

Does Cambridge Crossing have a PID?

Yes. Jake discusses a PID in Cambridge Crossing and recommends calculating its impact on your total monthly payment rather than automatically eliminating the community.

What is the Cambridge Crossing tax rate?

Jake discusses a base tax rate of approximately 2.05%, with the PID creating an additional cost. Buyers should verify current taxes and assessments for the exact property.

How much is the Cambridge Crossing HOA?

Jake discusses approximately $174 per month for the 74-foot product later in the tour. Because figures can vary by lot and section, verify current HOA dues before purchasing.

Does the HOA include lawn maintenance?

For the product Jake toured, front and side yard maintenance was included, with services such as mowing, mulching, weed removal and bush trimming.

What amenities does Cambridge Crossing have?

Jake discusses an existing approximately 2.5-acre amenity center with a pool, fitness center and pickleball, plus a planned approximately five-acre amenity center in the next phase.

Is Cambridge Crossing opening another phase?

Yes. At the time of filming, Phase 5 was preparing to open and was described as the community’s final phase.

How far is Cambridge Crossing from North Dallas?

Jake estimates approximately 35 minutes, although actual drive times depend heavily on traffic and destination.

Is Cambridge Crossing Celina TX Worth It?

Cambridge Crossing has a compelling combination of location, amenities and new construction.

And this Highland Homes property demonstrates something that’s particularly difficult to find:

Approximately 3,700 square feet on ONE story.

Add four bedrooms, four-and-a-half bathrooms, a dedicated office, three-car garage, game room and 74-foot lot, and you have a floor plan that could work extremely well for buyers who want substantial space without stairs.

The financial tradeoffs are the HOA and PID.

Neither should automatically eliminate the community.

Instead, compare what you’re actually paying every month with what you’d pay for a comparable home somewhere else.

If another community gives you everything you want without the additional assessments, that’s worth considering.

But if Cambridge Crossing gives you the location, home, lot, amenities and commute you can’t replicate elsewhere, the additional cost may be justified.

That’s ultimately how buyers should evaluate any master-planned community in North Texas.

Moving to Cambridge Crossing or Celina TX?

Jake Inderman is a Celina TX Realtor helping families relocating to North Texas compare Cambridge Crossing and other communities throughout Celina, Prosper and Frisco.

Whether you’re moving in 9 days or 9 months, Jake can help you compare:

  • Cambridge Crossing homes
  • Highland Homes
  • One-story floor plans
  • 74-foot lots
  • Phase 5
  • Current builder inventory
  • Builder incentives
  • Property taxes
  • PID assessments
  • HOA costs
  • Amenities
  • Commute times
  • Cambridge Crossing vs Light Farms
  • Other Celina communities

If you’re relocating from another state, Jake can also provide virtual tours and help you narrow down communities before you make the trip to Texas.

Jake Inderman | Celina TX Realtor
Call/Text: 469-343-2008
Email: jake.inderman@gmail.com